Your financial advisor has warned you against buying . It’s a a terrible investment, you’ve been told. Gold has a real rate of return of practically zero over the past one hundred years. It’s midnight cable tv’s investment “snuggie.”
I’m sure you’ve heard these statements before by popular investment gurus, who either don’t understand or ignore the true value of investing in precious metals.
Putting aside the fact that gold has appreciated at double-digit rates on average this decade against all of the world’s currencies and tripled in price over the past six years, let’s look at the metal not as an investment vehicle but as an insurance policy against loss of purchasing power.
Think about this for a moment.
You purchase an insurance policy for your home, not as an investment, but as protection against destruction. Gold bullion should be regarded in the same manner – not as an investment per se, but as a form of financial insurance. Insurance against destruction of paper currency.
On August 15th 1971, President Richard Nixon slammed the proverbial gold window shut, ending dollar convertibility into gold. Unchained from the gold standard, the dollar could now just ‘float’ (be printed in unlimited amounts).
Today, after 38 years of being endorsed by utterly nothing except the full trust and credit of our United States government, our beloved dollar is valued at a fraction of what it used to be. If you equate the purchasing exponent of that one dollar bill in 1971 against today, you’d be able to purchase just EIGHTEEN CENTS, after adjusting for inflation.
Why The Dollar Will Lose Even More Value
In response to the financial crisis of the past year, the government turned on its printing presses to warp speed. As a result, the United States monetary base exploded from $800 billion in August of 2008 to $1.7 trillion. To put that into perspective that means there are now more than two dollars for every dollar that existed a year ago. Never in the course of history has the money supply expanded like this.
In their attempt to get the economy going again and stablize the financial system, the government’s out of control spending spree has caused our federal budget deficit to reach a new record level of $1.42 trillion dollars.
If that wasn’t deplorable in itself, our national debt is at present over $11 trillion dollars. And unfunded liabilities like programs such as Medicare and Social Security stand at an astonishing $58 trillion.
In to pay for all of this, the government is either going to have to cut spending (ain’t going to happen), raise taxes (get ready) or crank up the printing presses some more and try to print their way out of this mess. And that deficit is projected to rise to $9.1 trillion over the next decade.
A Nation just can’t partake in the unchecked money printing in this way without the dollar diving in value! And the further the dollar is debased, the higher inflation will rise. This is the reason it is so, crucial that you possess gold. As an insurance policy to protect the buying power of the savings you worked so hard to put away.
The purchasing power of gold has not only endured and but increased since 1971, Examples of paper money whose value has been distroyed are played out over and over again in our history books. But that’s not the case with gold. Through wars, inflation, hyperinflation, recession and depression, gold has endured.
The value of gold has never been ZERO. Never.That is because gold bullion is the supreme store of value and protection of wealth. It might end up being the most important insurance policy you’ve ever purchased.
Protect your hard earned money from inflation and the devaluation of the dollar with pure gold bullion coins such as the beautiful . For great deals and selection, visit us at:
Initial Traffic to CigarWise Magazine Website Seven Times Greater Than Projected
(PRWEB) August 24, 2004
From the first hours online, CigarWise Magazine caught everyone’s attention. From that exciting, tumultuous start on February 2004, CigarWise has grown to become one of the Internet’s busiest online cigar magazines. To date (From February until April) CigarWise.com has seen 1,700,203 page impressions with 147,667 unique visits (averaging around 700,000 page impressions per month).
About CigarWise
CigarWise Magazine is a publication for Today’s Cigar Smoker. CigarWise.com covers every aspect of cigar smoking and cigar related industries. It also features coverage and articles on different areas of lifestyle including Travel, Food and Beverage, Sports, Gaming, Technology, Business, and more. CigarWise is a publication created especially for the cigar smoker. The editorial coverage is designed to be suitable for everyone from the novice to the connoisseur. The unique manner in which CigarWise reviews cigars assures that each review is straightforward, unedited, and unbiased.
A reliable, working cigar lighter is essential to being able to light up whenever you want. Whether you choose butane torch lighters (a choice growing in popularity) a Zippo or a disposable option, youll probably want to know just how many lights youll get out of it. This is an understandable question. However, you will not find a simple answer. Why is there no easy answer to this question? It certainly makes a great deal of sense to ask it, as the answer will determine just how much you have to spend on additional fuel or new lighters.
Unfortunately for confirmed smokers, there is no simple answer to this question. The number of lights that a lighter is capable of producing does not necessarily equate to the number of cigars you can light. Why is this? It all boils down to flame configuration and the duration of your light. Whats this all about? In to understand this conundrum, youll need to know more about the lighting process, itself.
At least one manufacturer of disposable lighters claims that their products will light a staggering 3,000 times. However, that doesnt mean that youll be able to light or relight 3,000 cigars. Why not? You can certainly light such a lighter that many times, but you wont be able to apply that to lighting cigars. Why is there such confusion surrounding the topic?
First, you will need to consider the various flame configurations. There are double and triple jet lighters on the market, as well as single jets and disposable butane lighters. Each uses fuel differently. Obviously, the more jets there are on the lighter, the more fuel it will use. Likewise, the question of lighting duration must be answered. Not all smokers light their cigars in the same amount of time. In addition, lighting a cigar takes longer than simply depressing the igniter. You will have to maintain that flame for some time in to achieve an even light on your cigar.
Therefore, the amount of time that it takes you to light your cigar is directly proportional to the total number of lights you get out of that lighter. Does this sound confusing? If so, then you are not alone. The best option for you if you simply must know how many lights youll get out of the average cigar lighter is to put one to the test. Pickup an affordable cigar lighter and track how many cigars you are able to light with it. This will give you a good benchmark for future lighter purchases.
Dave Sabot is the owner of an online store. With expert knowledge of cigar accessories, including , Dave also authors a highly rated blog featuring .
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Of all the methods people use to quit smoking, hypnosis is the most effective. There are studies that show that when people use quit smoking hypnosis programs they are successful more than 60% of the time. When you compare that with the success rates of quit smoking drugs (20% to 30%), it makes a lot of sense to use hypnosis programs.
But what exactly happens during hypnosis when it’s used to quit smoking? Basically, you put yourself into a light trance state. You’re not asleep, but you’re not intently focused on your everyday thoughts. You’re in a state of deep relaxation, but you’re still able to hear and respond to the world around you.
A lot of people think they can’t be hypnotized. They know they’re usually tense and have trouble relaxing. But most people can learn relaxation techniques. And that’s really all you need to be able to do for a successful quit smoking hypnosis program.
There are a lot of hypnosis programs that claim that you will quit smoking after one session. This is actually quite possible. Many people report that they have quit smoking for several hours or the rest of the day after only one session.
But that doesn’t mean you never have to use the self hypnosis program began. In reality, when you use a hypnosis program to stop smoking, you’re learning an ongoing technique. You’ll be able to use it for the rest of your life, whenever the urge to smoke comes up.
Think of it this way: if you take a golf lesson, your swing could be greatly improved after only one lesson. But you’d still have to practice that new technique every time you play golf.
It’s the same when you learn a hypnosis technique to stop smoking. Every time you get a nicotine craving, you have a choice to make. You can light up a cigarette or cigar, or you can practice your hypnosis technique.
So will you have to take hypnosis “lessons” forever? Well, think about the golf lesson analogy. If you want to improve your golf game, do you have to take golf lessons forever? Of course not!
You take a lesson to improve your swing, then you go out and practice what you’ve learned. And the more you practice, the better you get, and the easier it is to play well.
But even if your game improves a lot after that one lesson (and lots of practice), there might come a time when you would want to take another lesson. What if you had an accident and hurt your knee, or you just couldn’t play golf for several months? You might need a refresher lesson just to get back into shape.
It’s the same thing when you use hypnosis to quit smoking. You learn it. You practice it. You improve your technique. And the beauty of it is, even though your goal is to quit smoking forever, if that doesn’t happen after your first hypnosis try, you can still try again until you reach your goal.
When your goal is to quit smoking for good, you haven’t failed unless you stop trying. Chances are you’ve already tried to quit smoking at least once. So you already know that it’s not an easy thing to do.
The reality is that most people try to quit smoking several times before they finally quit for good. So instead of beating yourself up for relapsing, think of it as getting one step closer to your final goal. As long as you keep trying to quit, there is no doubt that you will be successful. And using hypnosis will definitely help you achieve your goal.
To learn more about how to Quit Smoking using Hypnosis, visit - for tips, real life experiences, and recommendations on how to quit the habit, using hypnosis.
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Description: Find out the truth about Poker Chip Cases and see if they are right for you at this time. Please read our unbiased review of Poker Chip Cases.
The 100 capacity Mahogany poker chip case has many features you might consider if you are looking for a place to put your poker chips. It has class, black felt bottom, room for the cards, and more.
If you have piles of poker chips lying around and you are getting sick of having to organize your chips every time the guys come over to play poker then you should consider buying a poker chip case.
This will help you stay organized and save you time. It takes a lot of time organizing the chips. In addition, a poker chip case will allow you to sort the denominations of your chips and neatly organize them. This will allow for passing them out easier too.
The Mahogany poker chip case is ideal for any home on poker night. It is made with pure mahogany dark wood and it looks absolutely beautiful. You can keep all of your poker chips inside of this case rather than in the traditional carrier you have them in.
The case will look classy in any room rather than an eye sore they normally provide when they are sitting out. Many people think the box is a fine cigar case. The box is solid and sturdy.
The poker chip case is perfect for organizing your chips. Another benefit of organization is that the case provides a place for you to keep your poker cards. This is excellent because you don’t have to worry about resorting the cards or losing cards to your deck too. When you keep your cards in a case then you don’t have to worry about them getting bent or damaged.
Just one bent card in a deck can ruin the game for everyone if all players know which card is damaged. There is also a compartment in the poker chip case for you to store your dice. This allows for you not to lose your dice or be forced to steal dice out of the board games in your home so you have enough.
This mahogany poker chip case is ideal because it has a black felt bottom underneath it. You might have gotten rid of your poker chip case because it slipped off the table onto the floor one too many times and you got sick of cleaning up the chips. Maybe your case broke because it fell to the floor. The black felt bottom provides a slick free case. This ensures your case will not slip and fall and you won’t be wasting time looking for the chips all over the floor.
The mahogany poker chip case adds a touch of class to any home and any poker game. Show your poker friends you have style and you are organized when you put your cards, poker chips, and dice inside of the box. If you are looking for a poker chip case then you should consider this one as the best solution. People will not be able to tell that the box is a poker chip case either.
Look up Brian Garvin, Jeff West and our and learn more about from Poker Stars Direct. You may use this article but please leave bio & all links intact.
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Finding the best rate on life insurance in Connecticut isn’t tough thing to do if you have taken your health seriously. Connecticut residents take stock of your life and ask yourself, if you were an insurance company would you insure you? Knowing that insurance companies underwrite life insurance policies based on the potential risk of death, how have you treated yourself. Here are a few pointers to keep in mind when looking for discounted life insurance rates:
1.Don’t smoke: A smoker’s rate may be as much as 3 times higher than their non smoking counterpart. Companies categorize their policyholders into rate categories, standard, preferred and preferred plus. Smokers would be in the standard category and thus not entitled to the discounts afforded to non smokers. Different insurance companies have different underwriting requirements as far as determining someone as a smoker. Some require you to be smoke free for 3 years, and others as few as 1 year. And, by the way, smoking includes cigars and chewing tobacco.
2.Lose weight: One of the top health concerns in the United States is obesity and diabetes. Being overweight will make it a little more difficult for you to get insurance, let alone get a good rate. Life insurance companies use a height weight chart to determine risk. If your weight is too much for your height, you are at a larger risk for illness and weight related death. According to the American Medical Association, they have linked $280,000 deaths in the US to excess weight. The heavier you are in relation to your height, the higher the rate.
3.Optimal Health: Insurance companies prefer to insure risks where the likelihood of payout is minimal. Purchasing a life insurance policy when you are young and in optimal health will earn a lower rate than purchasing it when you are older and in ill health.
4.Shop around: The internet has made shopping for insurance around much easier. Take advantage of it
The most common issue that can be controlled is build, BMI or weight. Statistics show that many overweight inactive individuals are at higher risk to eventually experience insulin resistance, high blood pressure, cholesterol and other related health problems. The most important thing you can do is eat a healthy diet and get some exercise. If your chronically obese discuss with your physician what type of plan you should follow. This can not only reverse your mortality rate but also reduce your premiums. Additionally before buying insurance direct speak with a agent who can guide you to a carrier that offers more leniency in underwriting build charts as you may qualify for a better rate class with specific carriers.
Smokers and tobacco users pay more for life insurance, smoking increase chances for emphysema, cancer and heart disease. (Occasional celebratory cigars won’t really hurt you.) If you stop smoking for at least 12 months you may qualify for better rates after 36 months you can qualify for great rates. Even though there are carriers that offer healthy smoker rates, you can expect to pay considerably more than non-smokers. Do not try to do the fake out they can tell from the exam if you are actually a smoker.
Hobbies can also be considered a risk for underwriting life insurance, hobbies such as scuba divers, private pilots, hang –gliders and the like will likely be taxed for all the fun when purchasing a life policy. Employment in a hazardous job can have an effect on your rates as well. Many resign from riding motorcycles and working dangerous jobs when starting a family so if your starting a family consider a more conservative approach to life and find some new hobbies and work. Stress can be a big factor for many consumers who may not realize the influence it is having on their health. Many times we see clients who believe they are healthy and are dumbfounded to learn from the Para-med exam that there high stress career has caused them to suffer from untreated high blood pressure. If in fact you think this might be your case consider a non- med policy first, get that in place then stack a fully underwritten policy on top to make up the difference of coverage you need or replace the non-med altogether if the rates are lower, this way you avoid the red marks on your medical information bureau report and the risk of being rated and being forced to pay the higher premium or being denied altogether.
Family history obviously cannot be controlled but again have an agent review the issue at hand and field underwrite your case prior to submission to the carrier since agents typically know what carriers are familiar with that particular health issue, some carrier ignore a mother or father history of cancer while other will rate it. Last but not least age can affect your premiums certainly it make sense to have some form of term coverage in force when you have liabilities that depend on you spouse, children, so the younger the better if you have been considering coverage do not put it off since providers will sometimes rate you up at the 6 month mark from your last birthday if you 34 years and 5 months old start searching!
Christopher Beard is a life insurance agent who uses automation to simplify the consumer buying experience. He is the president of Trinity 1 Financial Group and works with clients select the right carrier for life and health insurance to insure approval at the best rates for there health and age.
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