Cutting back at christmas
1. Spend Less
One way of saving some money is to look at what you are spending and finding areas to cut back without making too many sacrifices
Check out these tips and you could save money
2. Food & Drink
If you’re cooking Christmas lunch, the key is to be organised. Shopping lists are an easy way to help you plan, write one with all the goodies you will need and then stick to your list There is nothing wrong with asking your guests to bring something for the dinner, for example a bottle of wine, or dessert. As well as helping to cut costs this should also help make Christmas more relaxing as you do not have to do everything.
Keep an eye open for special offers during the year on non-perishable items such as crisps, chocolates and alcohol. Supermarkets often have really good offers on wine and spirits. SO if you can afford to you can save money by stocking up in advance.
You could join a saving stamps scheme and a few stamps every time you go shopping. This is an easy way to put away a few pound each week.
and run special Christmas saving schemes that allow you to pay for your Christmas shopping and presents in small instalments during the year. Then when it gets to Christmas all of your presents and food are delivered to your door and you don’t have to pay anything.
3. Gifts
If you’re on a really small budget then you could look at buying less presents. If you talk to your friends and family in advance they would probably be happy to agree to only buying presents fro each other’s children as they will save too by buying less presents in return. Or another way to less presents is to arrange a secret santa where you only have to one gift. Everyone taking part in the secret santa would normally also agree to a price limit.
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