Nov 4th, 2009 Precious Metals ETF have gone wild the past 2 weeks. Last week we saw gold and silver prices drop sharply as it shook out short term trader’s stop before breaking out and moving higher. Also there is a disconnect between the gold and the dollar.
Energy commodities like natural gas and crude oil are moving in opposite directions and look to be picking up speed. Natural gas is losing pressure and oil is on fire.
GLD ETF Trading – Pivot Trading Low Last week we had our pivot trading low generate another signal for gold. Trading pivot lows is a simple trading strategy. I call them low risk setups and take advantage of buying a stock, commodity or currency after a pullback to support and when a reversal candle is formed. This chart clearly shows when you are trading with the trend buying on the dips is generally a low risk play with great up side potential.
Gold Bull Market Pivot Trading Low
Precious Metals ETF Trading – Gold Bullion Takes Control This is a chart which shows the performance of gold stocks (red), silver bullion (blue) and gold bullion (green). As you can see the past 2 weeks while the market has been selling down precious metals stocks have been hit harder than silver and gold.
Because of the heavy selling in stocks recently the smart money had been going into commodities especially gold bullion. Gold stocks are a great play but this is telling us investors feel safer in physical bullion than stocks.
Gold is the most known precious metal and safe haven which is why it’s holding value better than silver and stocks. This week we are seeing gold become more valuable in several major currencies which means gold is actually making a real move higher.
Gold Bullion, Silver Bullion, Precious Metal Stocks
USO ETF Trading – Breakout & Bull Flag Crude oil has had some great breakouts this year and it looks like we are about to get another signal shortly. We had a breakout in Oct from the large pennant and are now flagging which is very bullish. We could see USO reach $50 in the next month or two.
Crude Oil Bull Market Breakout
UNG ETF Trading – Pivot Low or Waterfall Sell Off? Natural gas is at a crucial level for a higher low bounce or another massive panic sell off. Trading right now with UNG is a 50/50 shot so we will just have to wait and let things unfold more before taking any action.
Natural Gas Pivot Low Bear Market
The Stock Markets, Precious Metals & Energy Trading Conclusion: The market is starting to feel a little squirmy as it tries to find support. Small cap stocks continue to get crushed while blue chip (large cap) stocks are holding more of their value. Gold has broken higher this week while silver and precious metal stocks under perform their big sister Yellow Gold.
Crude oil is holding up nicely forming a 3 week bull flag and showing signs of life while natural gas continues to get hammered.
The market has been jumpy the past 2 weeks because market participants are very uneasy about the future direction of the US dollar.
If you would like to receive these free trading reports join my
Chris Vermeulen is Founder of the popular trading site . There he shares his highly successful, low-risk trading method. Since 2001 Chris has been a leader in teaching others to skillfully trade in gold, oil, and silver in both bull and bear markets. Subscribers to his service depend on Chris’ uniquely consistent investment opportunities that carry exceptionally low risk and high return.
Reach Chris at: Chris[at]theGoildAndOilGuy[dot]com
The purpose of FOREX (Foreign Exchange trade) is to help international trade and commerce. It allows banks and institutions to and sell currencies.
The modern FOREX market began forming around the 1970’s when countries switched to floating exchange rates from fixed exchange rates (Bretton Woods Agreement). FOREX markets hold immense potential because of the sheer volume of trade. Average daily turnover of FOREX markets is estimated at around $3.98 trillion. And as such huge profit can be made out of this market. However this market is very demanding. This is because of the long working hours, volatility of the exchange rates and extreme liquidity of the market. This means an individual trading in this market would have to be alert almost all the time and keep track of all the factors that can affect currency. All these factors make trading in FOREX tedious and unprofitable for non institutional investors like us.
Not anymore. With the invention of FOREX Autopilot now even a layman can start making money out of the FOREX market. We can start from a capital as little as $50 and the upper limit is not defined though $2000-$5000 investment is generally recommended. With an astonishing success rate of around 90% or in worse case 80% this software is god’s gift. It ensures that we can say bye to those days where we have to remain glued to the monitor so that we don’t miss out on a big trade but since this is a robot and an efficient one at that it can work for us round the clock. The benefits do not end here, any person can start trading within minutes of installing it and generally there is some guarantee period so if you are not satisfied with the product you can always return it. To obtain maximum benefit out of it we should program it to operate on EUR/USD currency pair and at an interval of 1 minute.
As there are two sides of coin so is the case with Autopilot. The first one is the technical support this has some catching to do as right now support is provided using only emails and user forums. Another limitation is that it works only on MetaTrader4 platform.
Considering both the sides of the argument it can be easily seen that the benefits far outweigh the drawbacks and FAP is a winning proposition.
When you’re trying to make the very difficult decision to withdraw from your retirement savings the first thing you’re going to want to know is how much will the tax be when cashing out a 401k.
The tax percentage you will be charged is decided on an individual basis, but there are ways for you to figure this out.
You will be charged both state and federal taxes.
The federal percentage varies based on your income bracket. Keep in mind that the money you have put into a traditional retirement plan was before taxes were taken out, which means that money lowered your bracket. If you invested in your retirement plan last year and not this year, then that may raise your income and put you in a higher percentage bracket. Also, the money you are cashing out will count as income for this year, and may raise your bracket, as well. Despite all these variables, you can look at your tax paperwork from last year, which will say what percentage you fell into and estimate from there.
The state percentage applies to your whole state, and you can easily look up your particular states current percentage online, or, find it on your last years paperwork, assuming it hasn’t gone up this year.
If you have decided to withdraw it’s important to note a few things. First of all, on top of the taxes, you will also have to pay a ten percent early withdrawal penalty. You cannot withdraw funds at any time you want, there are only certain times you will be able to do this over your life. Also, twenty percent of the amount you withdraw will be held for taxes and the early withdrawal penalty, and it will be your responsibility to take care of the rest.
Obviously these early withdrawal costs really add up and make cashing out an undesirable thing to do.
If you’re serious about plan visit my site for more information about options for retirement savings.
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Commercial truck leasing offers low monthly installment or low payment with no down payments than buying with a loan. It is one of the best ways to carry out business when you are just starting out or you are well- established. This leasing consists of a simple contract bound over a period of time.
To lease or to , this decision has to be entirely yours. Looking at the economy, the best advisable is leasing rather than to . Moreover, for whom leasing is best
For people who are not used to drive more than 1000 miles.
For those who are new to the business.
For those who are not in a position to invest on new trucks even if their business is established one.
For those who want to save money.
For those who do not want to spend on other costly aspects of a commercial truck like keeping it in good condition, which includes repairs and providing substitute vehicles in case your vehicle is off the road for some reason. The leasing company will do all this to keep the vehicle running.
Most of the time companies need trucks only during particular times of the year, or on special occasions. It is beneficial if it is for insurance or tax purposes. These days companies offer flexibility and diversity, making it easier for choosing the right truck for your business. If you want to go for fleet then also it offers good leasing deal. Some companies go to some further extend by providing 24 hr road assistance as well as providing licensing services and also keep track of the truck in route for making materials transit easily, saving money and time.
To finding the best company for the is also important. Every company wants to make good relationship with the customer. Apart from maintenance and repairs, these companies offer to file the associated paperwork, take care of government DOT inspections, fuel cards that allow business owners to track their expenses and arrange for the truck to be washed on a regular basis.
Lastly, it is impractical to end the lease early. It can be very expensive. It’s more than simply paying termination fees.
Sanjana Sharma is an author of this article. For more information about used medical equipments, equipment leasing, heavy equipment lease, . Please follow the link
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Personal financial planning is vital to have a financially secured life. First of all it is essential to understand and know what exactly the implications of a personal financial plan are, why it is important and of the right time to devise and develop one. Most of us do plan our career or future life beforehand but that is done roughly without taking in count the risks that can hamper our plan of life. Accidents, injuries or deliberate failures are never a part of our plan but they can just happen. Similarly, we cannot be too sure of life; our course of action in life might bring to us a surprise new job, a big promotion, a baby, a death in the family, retirement, and so on. Now some people act as the course demands while some have managed their plans or financial portfolios systematically covering all the risks that can arise.
A personal financial plan or financial portfolios, hence, define a systematic process of managing one’s personal financial tools and resources to achieve personal gain and satisfaction. Financial portfolios are advantageous in several ways; first of all they make us realize our valuables, all the possessions that we own and secondly they also bring to our foresight the risks that can come up in the due course of time. Through systematic and well planned financial portfolio management, you can control your financial circumstances and save yourself from the stress of becoming a victim of circumstances, a reactive victim. Well devised personal financial plan or portfolio also enables you to achieve all your realistic goals timely. Use personal finance tools to measure the activities in terms of spending and saving.
How does a financial portfolio management work? First of all, get a grip on your current financial status and calculate the net worth of your assets and liabilities. And then keep a track of same year after year. Decide your financial goals, chart your targeted achievements but make sure that these targets are realistic and specific. Make your personal financial budget and manage your income. Measure the risks on a continual basis and just relax…………
Sourav Sharma is freelance market analyst and is writing reviews articles on , Personal Finance tools, financial portfolios, financial portfolio management, and .
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With the difficult economic environment we are in and new rules that are likely to apply to property investment from a financial perspective, means that ‘doing the same thing’ may well not work now, or even in the future when the market picks up.
For example, while the property market is in the doldrums and price growth (despite news reports) are not really rising; making money from renovation is incredibly difficult to do. Properties that continue to sell at the moment are typically ones that need renovation work and normal buyers feel they are ‘getting a bargain’ and can ‘work from a blank canvas’. So one of the property types that is still selling, albeit at below the 2007 peak, are properties to renovate, so trying to pick these up ‘at a bargain’ is still difficult due to competition.
Secondly, the other properties that are still selling while the market is in the doldrums are ones that have already been renovated to a good standard. Unlike in a rising market or when demand is high though, they aren’t really commanding a higher price, just selling before ones that are looking ‘tired’.
So if you are looking to make money from renovating, then just ‘doing up a property’ isn’t likely to pay back for a while – unless you are able to bag a property at well below market value.
What you will need to do to make any money from renovation is use several property investment techniques, for example:-
1. Finding a property with a problem that solving it will add instant value, for example a layout issue or a short lease.
2. .
3. Securing tradesmen and materials at discounted/fixed prices.
4. Extending the property so that you take it into another price bracket, for example adding a bedroom.
5. Consider renting it out if you can cover the costs until the market picks up.
In contrast, for to let to work now, you will need to:-
1. Be able to put down a 25% deposit.
2. Check you still receive a positive return if mortgage rates reach 7 or 8%.
3. .
4. a property type that will gain capital growth as it will always be in short supply, eg three bedroom Victorian properties or a two bed terrace in a high demand area.
5. as good a return/better than other financial investments.
So just buying a property and ‘doing it up’ or buying any property and ‘renting it out’ will work more by luck than judgement, unless you employ every property investment technique you can.
It is possible to ensure you secure market beating returns and don’t walk away with nothing, or worst still, lose money, but to do so, don’t ‘go it alone’ take professional advice on every aspect of your potential deal from finance to different property investment techniques, through to finding areas and properties that are in short supply.
Kate is one of the top property experts in the UK and regularly quoted in the press including the Telegraph, Independent, Times, Daily Mail and Express, and has appeared on BBC2, as well as featured on BBC Radio 4 and a number of local BBC Radio stations.
Kate has also been a consultant to the property sector for a number of years and is the author of a number of books, including four for Which? – , Sell, Move House, Renting and Letting, Develop your Property and the Property Investment Handbook.
Contact Kate Faulkner at
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When it comes to property investment, many people start with ‘what they know’. This means buying a property, renovating it and then selling it on at a profit, or buying a property then letting it out.
However, once you have some property investment under your belt and before you look to do ‘more of the same’ then it’s worth making sure that your next investment(s) work in good and bad economic conditions, perhaps deliver a return at different times or in different ways to your existing investments.
So what does your property investment deliver at the moment? Not sure? Then write down the following:-
What have you invested? Don’t forget to include all the costs you have incurred from legal fees to surveys, required certificates (building control sign; gas safety certificates etc), any agent’s fees as well as large sums such as deposits.
What have you earned? . Increased capital? Net income?
Work out the return Then take the total amount your investments have/are delivering to you and divide this by the amount you have invested.
Check this against other potential returns If you are investing in residential to let, check the returns you could be getting against commercial investments. If you are doing renovations, check what you could get if you bought land and built a property. Even better, check the to let returns against .
Always check your investments against your exit strategy! It’s not easy to work out whether an investment works for you unless you have a clear exit strategy. Make sure that you know what you expect your properties value to increase to, what income you need to make it worthwhile holding on to your property asset.
Understand market conditions! . Some people worked out that selling in 2007 at the height of the market was a good idea, they are the ones investing back in the market now as they have the cash to do so.
Having done your research you may find something that gives a better return to your investments. However you also may decide to ‘carry on with what you know’. Either way, at least you will have done your investment due diligence and know if there is a property investment opportunity that makes sense to add to your investments or not!
Kate is one of the top property experts in the UK and regularly quoted in the press including the Telegraph, Independent, Times, Daily Mail and Express, and has appeared on BBC2, as well as featured on BBC Radio 4 and a number of local BBC Radio stations.
Kate has also been a consultant to the property sector for a number of years and is the author of a number of books, including four for Which? – , Sell, Move House, Renting and Letting, Develop your Property and the Property Investment Handbook.
Precious Metals ETF have gone wild the past 2 weeks. Last week we saw gold and silver prices drop sharply as it shook out short-term trader’s stop before breaking out and moving higher. Also there is a disconnect between gold and the dollar.
Energy commodities like natural gas and crude oil are moving in opposite directions and look to be picking up speed. Natural gas is losing pressure and oil is on fire.
GLD ETF Trading – Pivot Trading Low
Last week we had our pivot trading low generate another signal for gold. Trading pivot lows is a simple trading strategy. I call them low-risk setups and take advantage of buying a stock, commodity, or currency after a pullback to support and when a reversal candle is formed. The chart clearly shows when you are trading with the trend buying on the dips is generally a low risk play with great up-side potential.
Precious Metals ETF Trading – Gold Bullion Takes Control
The chart shows the performance of gold stocks (red), silver bullion (blue) and gold bullion (green). As you can see the past 2 weeks while the market has been selling down, precious metals stocks have been hit harder than silver and gold.
Because of the heavy selling in stocks recently, the smart money had been going into commodities, especially gold bullion. Gold stocks are a great play but this is telling us investors feel safer in physical bullion than stocks.
Gold is the most known precious metal and safe haven which is why it’s holding value better than silver and stocks. This week we are seeing gold become more valuable in several major currencies which means gold is actually making a real move higher.
USO ETF Trading – Breakout & Bull Flag
Crude oil has had some great breakouts this year and it looks like we are about to get another signal shortly. We had a breakout in October from the large pennant and are now flagging which is very bullish. We could see USO reach $50 in the next month or two.
UNG ETF Trading – Pivot Low or Waterfall Sell-Off?
Natural gas is at a crucial level for a higher low bounce or another massive panic sell-off. Trading right now with UNG is a 50/50 shot so we will just have to wait and let things unfold more before taking any action.
The Stock Markets, Precious Metals & Energy Trading Conclusion:
The market is starting to feel a little squirmy as it tries to find support. Small cap stocks continue to get crushed while blue-chip (large cap) stocks are holding more of their value. Gold has broken higher this week while silver and precious metal stocks under- perform their big sister Yellow Gold.
Crude oil is holding up nicely, forming a 3 week bull flag and showing signs of life while natural gas continues to get hammered.
The market has been jumpy the past 2 weeks because market participants are very uneasy about the future direction of the US dollar.
If you would like to receive these free trading reports visit my website: www(dot)GoldAndOilGuy(dot)com
Chris Vermeulen is Founder of the popular trading site TheGoldAndOilGuy.com. There he shares his highly successful, low-risk trading method. Since 2001 Chris has been a leader in teaching others to skillfully trade in gold, oil, and silver. Subscribers to his service depend on Chris’ uniquely consistent investment opportunities that carry exceptionally low risk and high return.
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Some people fix and flip houses for extra income, others, as their primary source of money. But no matter what reason people have in doing this business, they commit common errors. Here are a few of the mistakes investors hardly notice:
Blowing the trumpet. Some investors just can’t keep their mouths shut. Keep on doing this and you’ll notice that you’ll close less and less deals. Remember that information flies fast and sometimes it accidentally and unfortunately lands on the lap of a competitor. Some house flippers, in pure jubilation that found a house they want to flip, call their friends to tell about it. Others tweet or blog about it even before they fix and flip or even the property. When they go back to purchase it, they’ll be surprised that a competitor has begun rehabbing the house. Apparently, news about the good deal got to him and he had the money first. Yes, if only you kept your mouth shut.
Waiting for the best bus. Investors often forget that flipping houses is a fast-paced business. Confident with what they’ve done with the property, they wait until someone offers the price they really want. They then fail to notice that the property has been sitting in the market for more than 90 days and has already depreciated. Maintenance costs have also gone up. To avoid this, accept the first deal you get for the house if the offer isn’t far from your selling price.
Ignoring the grass. Take this advice literally: do not ignore the grass. Untrimmed lawn means the property is not well taken care off. A terrible looking yard will immediately turn off a buyer and will lead to the house’s depreciation. What you can do is invest well in the landscaping of the garden or the front yard. Put some potted plants here and there. Remember, first impressions last and in this case, they can make buyers snap the property.
Falling in love with the house. It’s the prospective buyer who must fall in love with the property, not you! When you fix and flip a house, always remind yourself that you are doing it for business, for profit. A lot of rehabbers overspend because they fail to keep their emotions in check. They imagine the property as their home to-be and spend on it. Before they realize it, they’ve already shelled out money double their repair budget.
To learn more about common mistakes committed by those who properties, go to . The website is a good source of educational material about and other real estate investing topics.
When it comes to investing in real estate, doing fix and flip projects is probably one of the easiest ways to earn money. Over the years, dozens of real estate investors have made millions of dollars by fixing and flipping houses and it looks like this trend won’t end anytime soon.
Also known as rehabbing, fixing and flipping properties basically involves the process of buying and refurbishing a house, usually single-family homes, for profit. Although some people might be intimidated by the thought of renovating a rundown house, being successful in this type of real estate investing is not that difficult, especially if you know exactly what to do.
To give you an idea on how things work in this business, here is a list of things you should do to ensure a successful fix and flip project:
1. Determine the repair cost. Do a walkthrough on the property by checking the roof, the general structure, as well as the plumbing and electrical systems. You can also ask contractors to do an appraisal on the house so you can determine how much money you will need for the property’s makeover.
2. Make sure that you have enough cash when rehabbing property. If you don’t have ready money on hand, you can apply for a loan. You might want to consider seeking the assistance of hard money lenders since the loans they offer provide coverage for a property’s repairs.
3. Create a budget and a rehabbing schedule to ensure that you won’t spend too much time and money on the property. One of the common mistakes that most rehabbers commit is to go overboard when it comes to the property’s renovation. As a result, they lost a great deal of time and money. Thus, to avoid making such a costly oversight, always remember that you are renovating a property to earn money, not to win a home improvement contest.
4. Don’t forget to secure permits for the property you want to rehab. Repairs on the plumbing and electrical systems, as well as on roofs, walls, and windows require permission from the local code enforcement department. Thus, you have to make sure that you are prepared when enforcement officers drop by for a surprise inspection.
5. While there are investors who urge rehabbers to advertise the property as soon as you bought them, there are some who warn against such a move. According to them, you shouldn’t advertise the house unless you are close to completing the repairs. They said that such a move will help maintain your focus on repairing the property.
To make it big in the business, just always keep these pointers in mind. But if you want to learn more about houses, log on to . REIWired.com is home to top-notch articles and videos on real estate.
